I Never Planned On This.

The mortgage industry had always caught my attention, but the timing never felt right to make the switch. Before lending, I spent years in senior leadership in the hotel industry, where I developed dynamic pricing strategies based on demand and seasonality, created and optimized forecasting models, built out processes and training procedures, led strategy calls, and managed over 100 hotel-facing team members. I helped grow the number one revenue-producing hotel brand in the country. I was good at it, but I knew there was something bigger for me.

Then COVID hit. I was furloughed, and I had a decision to make. Wait for the callback, or bet on myself. I bet on myself.

I started at New American Funding in a call center and closed 109 loans in my first year, becoming the number one producer on my team. I made the Scotsman Guide Top 1% of originators. Not because I was the best salesman in the room, but because I was coaching people, explaining things, answering the phone, and being straight with them even when it wasn't what they wanted to hear. That's still how I operate today.

I run Colt Lending under Edge Home Finance, LLC as a wholesale broker, which means I'm not tied to one bank's products. I have access to over 100 lenders to find the best rates and loan programs for your goals. The name Colt comes from my son's middle name. This business isn't just a brand to me, it's personal.

I believe in being upfront. I'd rather be honest with you and earn your trust than tell you what you want to hear and watch it cost you down the road. If something goes sideways in your transaction, I'm the one picking up the phone and working to make it right.

I live in Texas with my wife and our three kids. When I'm not working, I'm chasing them around and trying to keep up with their lives, whether it's fishing, jiu-jitsu, dance, sports, or whatever they want to try next. At the end of the day, I'm just trying to be a better husband and father than I was yesterday.