Colt Lending Blog

Straight Talk on Mortgages

No jargon, no clickbait. Just real information to help you make better decisions about your home loan.

Homebuying March 15, 2025

7 Mistakes First-Time Homebuyers Make (And How to Avoid Them)

From skipping pre-approval to ignoring closing costs, here are the biggest pitfalls I see first-time buyers fall into, and how to sidestep every one of them.

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Industry February 28, 2025

Mortgage Broker vs. Bank: What's the Actual Difference?

A bank has one set of products. A broker shops dozens of lenders. Here's why that distinction matters more than most people realize, and when each option makes sense.

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Credit February 10, 2025

5 Credit Score Myths That Are Costing You Money

Closing a credit card helps your score? You need a 750 to buy a home? Let's bust the most common myths and talk about what actually moves the needle.

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