C
Colt Lending
Detailed Mortgage Estimate

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Client details

Detailed Mortgage Estimate

Client name
Date
Comparison option
Escrow label
Loan & property information

Loan details

Type of loan
Loan term (1st) — months
Loan term (2nd) — months
Note rate
%
2nd lien rate
N/A
Hazard insurance / yr
$
Taxes / yr
$

Property & loan amounts

Sales price
$
Down payment
$

Calculated from sales price minus loan amounts.

1st loan amount
$
2nd loan amount
$
Total financed
$337,750.00
LTV
96.500%
Closing date
MI % (annual)
%
KMG Closing Costs
Section header (this program)
Section A — Lender fees
Origination (points)$0.00
Application fee
$
Underwriting fee
$
Funding fee
$
Subtotal A$2,185.00
Discount points
Points$0.00
Discount subtotal$0.00
Section B — Related 3rd party fees
Appraisal fee
$
Credit fee
$
Flood certification
$
Processing fee
$
Tax return verification
$
MERS fee
$
Doc prep fee
$
Subtotal B$673.00
Section C — Title & other fees
Lender's title policy
$
Owner's title policy
$
Settlement / closing fee
$
Delivery fee
$
Recording fee
$
Tax certificates
$
Survey fee
$
2nd lien charges
$
$
$
Subtotal C$0.00
Prepaids & escrow
Interim interest
days×
$62.46/day
=
$1,873.82
Tax escrow
mos×
$350.00/mo
=
$1,050.00
Hazard escrow
mos×
$150.00/mo
=
$300.00
MI escrow
mos×
$98.51/mo
=
$197.02
Condo escrow
mos×
$
=
$0.00
Total prepaids
$3,420.84
Monthly payment
P&I$2,190.64
Taxes$350.00
Homeowners insurance$150.00
2nd lien P&I$0.00
Mortgage insurance$98.51
Condo / HOA$0.00
Total monthly payment
$2,789.15
Cash to close
Down Payment$12,250.00
Closing Costs — Lender$2,185.00
Closing Costs — Other$673.00
Prepaids$3,420.84
Subtotal$18,528.84
Less Earnest Money
$
Closing Cost Deposit
$
Less Seller Credit
$
Less Lender Credit
$
Cash to Close
$18,528.84

This preliminary loan information worksheet is for estimate purposes only and is not a commitment to lend. Rates, costs, and terms are subject to change based on market conditions and full underwriting approval.